Lloyds TSB Creatcard Credit Card - (Apply Now)

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Lloyds TSB Creatcard Credit Card - (More Info)

Lloyds TSB one of the UKs largest credit card issuers introduces the new createcard - that you design yourself!. This online credit card offers a truly flexibly credit card where the customer can choose the benefits to suit them. They can choose their own APR, cashback, servicing options and annual fee to suit their needs as they change over time.

Introducing createcard - the new online credit card from Lloyds TSB

Apply online today and you receive benefits & features like:


Up to 0.5% CashBack

Low APR rates for purchases

0% p.a. on balance transfers fixed for 6 months (subject to terms & conditions)

Protection against fraudulent use of card on the internet

Online account management; 24 hours a day, 365 days a year

2 great card designs to choose from

Designing your Createcard


Card Design

You can build your own unique credit card with a choice of features to suit your financial needs - The interest rate, cashback rewards and annual fee can all be set by you, and changed as your financial needs change too.


Online Demo

See how easy it is to build your own card with the on-screen demo. When you apply, you’ll be able to choose from a range of different ways to manage your account. Selecting your services carefully can save you money - servicing your account online or paying by Direct Debit can allow you to reduce your interest rates. Choose your own card design. They currently have at least 2 great designs to choose from, and you can change your card design at any time for a small fee.


Choosing the Right Combination of Card Features.

They can show you how you can select the best package for you and whatever package you choose, they can offer you a balance transfer rate of 0% fixed for 6 months on balances you transfer up to 6 weeks after we open your account.*

Createcard features

The Lloyds TSB createcard is feature packed. It offers all the benefits of a MasterCard, plus a great deal more…


apply online and in most cases, you’ll get an instant decision


full account servicing online, via email and our Customer Service line


online balance transfers at their greatvrate of 0% fixed for 6 month


request changes to your createcard features up to 3 times a year for free


purchase guarantee, so you will not have to pay for unauthorised transactions, either online or offline


travel accident insurance up to £50,000


free 90 day purchase protection covering you against damage to goods bought with your card


Payment Protection Cover available at less than £1 per £100


cover against fraudulent use – one call protects your cards against loss or theft – you can call anytime from anywhere in the world


emergency cash advance – If you are stranded overseas, we will advance you up to £1,000* emergency cash and a further £3,000* to help pay hotel bills. Plus we will advance you up to £3,000* to cover lost ticket and travel documentation


accepted worldwide at over 21 million locations 24 hour access to cash at over 529,000 ATMs worldwide world class customer service

Createcard packages : 3 Packages

You don’t have to use the CardBuilder if you don’t want to. To help you select the createcard that is right for you, they have designed 3 ready made combinations. These 3 credit card packages are created to reflect the needs of most of their customers. Remember, even if you choose one of the cards below when you apply, you can always change your card settings later on.

Hi-Value

Want to spread your payments over a period of time or transfer a large balance from other cards? Choose the Hi-Value package which features:


online account servicing

a lower interest rate, which is a trade-off against

no cashback rewards

a small annual fee

Flexi-Plan

Use your card for occasional and perhaps large special purchases, such as holidays, gifts or maybe an unexpected repair bill? Then choose the createcard which gives you:


Online Account Servicing..

a lower interest rate, which is a trade-off against.

no cashback rewards.

no annual fee or a small annual fee.

CashBack

Expect to use your createcard for most purchases and normally pay off your balance each month? We recommend the CashBack card. And remember, you can always change your mind later.


Online Account Servicing

maximum available cashback rewards on purchases…

in exchange for a higher interest rate and…

no annual fee or a small annual fee.

Account management

Your Lloyds TSB createcard account can be managed both online and by post or over the phone. All the information you need is available 24 hours a day, 7 days a week via our automated telephone service via their website.

On Lloyds Createcard website you can:


view your account: a single screen giving you a quick summary of your account status.


view recent transactions: a list of transactions made on your createcard since your last statement.


view past statements: access your last 6 statements and print out copies for your files.


make payments: view and amend your payment options.


change your createcard features: adjust your interest rate, annual fee, cashback rewards and servicing options to suit your changing needs, without charge, up to 3 times in any 12 month period.


change your card design: switch designs at any time, for a small fee.


make balance transfers – from other credit cards.


change your payment options.


Did you know: if you manage your account totally online, you could reduce your monthly interest rates - and pay by Direct Debit, you could lower them even further! Their interactive card building demo shows you how.

* All aforementioned reviews, features & benefits maybe subject to change, please refer to their site for any differences.

More Information

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